Personal Banking

Personal Lending

Plan for your future and achieve your dreams.

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At Boundary Waters Bank, we understand that life can be unpredictable and sometimes you need a little financial help to achieve your dreams.

The Boundary Waters Bank Difference

  • We make lending decisions locally – which means you get answers quickly, so you can keep moving forward to achieve your dreams.
  • We provide a high-level of personal service – making the overall process as easy, understandable and timely as possible. So, you can get back to doing what you do best – living your life and chasing your dreams.

Lending Options


Personal Loans

Need some additional funds to invest in your dreams or to help bridge a gap?

If so, BWB is here to help with the right financing solutions to fit your needs.


Mortgage Loans

Does your dream include purchasing a new home?

If so, BWB is here to help with the right financing solutions on both first and second mortgage options.


Construction Loans

Does your dream include building a new home or turning your current house into the home of your dreams?

If so, BWB is here to help with the right financing solutions.


Land Loans

Does your dream include purchasing that perfect lot of land?

If so, BWB is here to help with the right financing solutions.


Auto Loans

Does your dream include buying a vehicle?

If so, BWB is here to help with the right financing solutions.


HELOC (Home Equity Line of Credit)

Home Equity Lines of Credit with financing solutions to fit your needs.


HEIL (Home Equity Installment Loans)

Home equity loans with financing solutions to fit your needs.


Ready Reserve

Short term coverage to make sure your transactions are covered – giving you peace of mind.


Consumers can connect by email &/or phone